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251 N Ludlow Street, Covington, OH 45318$219,900

Reduced $$10,000 on April 17th, 2026
Beds: 3 Baths: 1 full Sq. Feet: 2,196 Subdivision: Village-Covington Days on Site: 15 MLS#: 1044704 View Map

Comments for 251 N Ludlow Street, Covington, OH 45318

Welcome to 251 N Ludlow St in Covington--a spacious home offering over 2,100 square feet of living space with room to grow, customize, and make your own. Inside, youll find a functional layout with three bedrooms and one full bath, along with multiple living areas that provide flexibility for everyday living, entertaining, or work-from-home needs. The additional square footage gives this home a feel you dont typically find at this price point. The full unfinished basement adds even more potential--ideal for storage now, with the opportunity to finish and expand your living space over time. Step outside to a fully fenced yard, offering privacy and space for outdoor enjoyment, pets, or gatherings. Conveniently located near the school, downtown Covington, and the local splash pad, this home offers both space and accessibility in one package. Seller is offering a home warranty through Advantage Home Warranty.

Property Type: Residential - Single Family Garage: Attached
Additional Structures: Shed(s) Heating: Forced Air, Hot Water, Natural Gas
Additional Tax Info: Assessments Lot Description: Residential Lot
Appliances: Range, Refrigerator Lot Dimensions: 120x127
Basement: Full, Unfinished Lot Size: 0.34 Acres
Cooling: Central Air, Other Parcel ID: H19007070
Days on Site: 15 Sewer: Public Sewer
Exterior: Stucco Stories: 1.0
Exterior Features: Deck, Fenced Taxes: $2,396
Fenced: Yes Water: Supplied Water
Fireplace: Inoperable Year Built: 1951
Foundation: Block Zoning: Residential
Garage: 1 car attached  
Living Room: 29.00X15.00 Level - 1 Bedroom 1: 15.00X11.00 Level - 1
Family Room: 29.00X21.00 Level - 1 Bedroom 2: 11.00X8.00 Level - 1
Kitchen: 15.00X18.00 Level - 1 Bedroom 3: 15.00X10.00 Level - 1
School District: Covington

Listed By

Agency Name: Keller Williams Home Town Realty
Agency Phone: (937) 890-9111
Agent Name: Derek Windle

Shown By

Agent Name: Jon Glista
Agent Phone: (937) 620-8913
Agency Title: Irongate Inc., Realtors

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Covington School District Residential Market Trend Graphs

  • Covington School District
  • Zip Code 45318
  • Covington
  • Miami County

Miami County Demographic Information for 251 N Ludlow Street, Covington, OH 45318

Fips
Fips Code39109
Population
2020 to 2025 Changeup 3.5%
2010 Count102,506
2020 Count108,774
2025 Estimate (V2025)112,634
2020 Estimate (V2025)108,775
Age Distribution (Years Old)
0 to 45.5%
5 to 1722.6%
18 to 6451.5%
65 and Older20.4%
Gender
Male49.7%
Female50.3%
Place of Birth
Foreign2.8%
US97.2%
Education
High School Graduate, Age 25+92.8%
Bachelor's Degree or Higher, Age 25+26.8%
Computer and Internet use
Households with a computer95.1%
Households with a broadband Internet subscription92.3%
Language
English is Second Language, Age 5+3.3%
English is First Language, Age 5+96.7%
Veterans
Veterans5,910
Income
Per Capita Income$40,297
Median Household Income$76,817
People in Poverty10.0%
Commute
Average Work Commute Time22 minutes
Housing
Total Housing Units47,235
Households44,906
Average Household Size2.44
Owner-Occupied73.4%
Multi-Family15.0%
Owner-Occupied Median Value$229,100
Median selected monthly owner costs -with a mortgage$1,453
Median selected monthly owner costs -without a mortgage$549
Median gross rent$966
Building Permits
New Private Housing Issued 2024326
Years at Residence
1 Year or More90.8%
Less Than 1 Year9.2%
Business and Employment
Private non-farm Establishments2,176
Private non-farm Employment37,513
Private non-farm Employment Growthup 2.2%
Nonemployer Establishments7,801
Number of Firms1,725
Business Production
Value of Shipments$4,005,261,000
Wholesale Trade$1,088,577,000
Retail Trade$1,417,132,000
Retail Sales Per Capita$12,025
Accommodation and Food Services$173,215,000
Land
Land Area406.58 sq. miles
Population Per Square Mile253
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Jon Glista
Call: (937) 620-8913
Text: (937) 620-8913

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Mortgage Payment Calculation for 251 N Ludlow Street, Covington, OH 45318

  • %
  • years/fixed
  • yearly
  • yearly (estimated)
  • Est. Payment: $1,618.76 / per month

(Payments are an estimate and may vary by lender)

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